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Car Insurance Question
#1
Called my insurance co today, they will not insure my 73 because it is in restoration "not running", has anyone had this problem and what did you do. Want to tag it so the locals won't complain about an untaged car being worked on!!
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#2
Interesting, I have mine insured through USAA and didn't hear that. Have you tried another insurance carrier?

Steve



[Image: 25yvyp3.jpg]
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#3
susansguy;59930 Wrote:Called my insurance co today, they will not insure my 73 because it is in restoration "not running", has anyone had this problem and what did you do. Want to tag it so the locals won't complain about an untaged car being worked on!!
Go to Hagerty or Heacock Insurance, who specialize in classic autos. When in restoration mode and not on the streets, only comprehensive is needed.


Let me check your shorts!
http://midlifeharness.com

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#4
What about Hagertys or what's that other company's name? Ion?

[Image: 386_07_10_13_5_58_42.jpeg]
My Mustangs:
71 M-code Mach 1, Medium Blue/White Sport, 4R70W, 3L50, Factory Ram Air.
72 Q-code Mach 1, Pewter/Black Sport, 4-spd, 3L25.
65 Convertible, Britney Blue/White/White, more modified than original.
05 Convertible, Legend Lime/Tan/Tan, future classic??
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#5
I had what is called "Builder insurance" you could raise the value as you added things to car
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#6
Most classic car insurance companys will insure a car in restoration mode as long as it fills their guidelines of collectible or antique cars.

Try
Condon and Skelly
Hagerty
J C Taylor


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#7
Why does it matter if it is running or not?

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~Buddy
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#8
Most insurances WILL not cover a car under restoration what it depends on is what percentage of the car is together..or where your at in the restoration stage..restoration means many things to different people..for some people a restoration is a paint job..What matters is how the insurance co defines restoration...& what their criteria is..Try these guy's http://www.jctaylor.com/ I have my camaro with them & for the same coverage they were HALF the price of hagerty.. If you can't get antique auto insurance it's a simple matter to get an umbrella policy on your homeowners or renters insurance just like you would for a piece of jewelery.

LOVE OF BEAUTY IS TASTE..THE CREATION OF BEAUTY IS ART
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#9
Allstate insured mine as comprehensive only (I think that's what they called the coverage) while it was in stroage many years. It was very cheap, like $20 every six months. This covered it if it was stolen or the barn fell on it. They did say the tag could not be on it.



Mike AKA Ole Pony & Rare Pony

Our current Mustang garage/driveway
1973 Mustang Convert - Bought in 1974 - Still have it!
2004 Mach 1 Oxford White Auto, Bought Sept 06


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#10
http://www.hagerty.com/Collector-car-ins...6202A&_z=z

builders coverage
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